Each cell functions independently, with its own assets and liabilities fully protected from the rest of the PCC, safeguarding your capital and ensuring business continuity.
An Insurance Manager Protected Cell Company (PCC) is a specialized corporate structure that combines the regulatory role of an insurance manager with the flexible, risk-segregated framework of a PCC. It’s particularly useful for businesses looking to manage their own insurance risks without setting up a standalone insurance company.
Jatco Insurance Managers PCC Ltd
Jatco Insurance Managers PCC Ltd is a licensed Insurance Manager operating as a Protected Cell Company (PCC) and a licenced Coverholder at Lloyd’s, offering a dynamic platform for businesses seeking tailored insurance management solutions.
Based in Malta, Europe’s leader in PCC legislation, Jatco provides the regulatory expertise, operational infrastructure, and risk-segregated environment clients need to thrive.
As a PCC, Jatco enables clients to establish their own ring-fenced cells, each operating independently under the company’s regulatory umbrella through its own underwriting agreements registered and approved by the MFSA on a wholesale basis. This structure provides cost-effective access to the EU insurance market, while ensuring full legal segregation of assets and liabilities.
Jatco’s core services include:
- Insurance Management: End-to-end support for captives, insurers, and intermediaries, including licensing, compliance, accounting, and governance.
- Cell Formation & Administration: Fast-track setup of bespoke insurance cells.
- Lloyd’s Coverholder Access: As a recognized Coverholder, Jatco facilitates the management and placement of risks into the Lloyd’s market, offering global reach and underwriting flexibility.
With decades of experience and strong relationships with the Malta Financial Services Authority (MFSA), Jatco delivers innovative, impartial, and scalable solutions for businesses across industries.
The PCC Structure
The Core
Jatco Insurance
Managers PCC Ltd
Benefits of a PCC Manager
Legal Risk Segregation
Lloyd’s Market Access
As a Coverholder at Lloyd’s, Jatco enables qualified cell owners to enter into underwriting agreements for EU business with Lloyd’s, provided they already hold Lloyd’s coverholder status in a non-EU jurisdiction.
Expert Regulatory Management
As a licensed Insurance Manager, Jatco oversees all aspects of compliance, governance, and reporting, so you can focus on strategic decisions while we handle the technicalities.
Efficient, Cost-Effective Setup
Launching a cell with Jatco means:
- No need to establish a standalone insurance company.
- Shared infrastructure for lower administrative and operational costs.
- Streamlined approval process with the Malta Financial Services Authority (MFSA).
Quick Time to Market
Jatco’s established framework allows you to start managing risks quickly. Whether you are entering the European market or already have an existing European book of business, setting up a cell can be launched in a short period.
Scalable Solutions for Growing Businesses
Cells are flexible, allowing you to adapt your coverage, capital, and strategies as your business evolves.
Jatco Insurance Managers PCC Ltd delivers peace of mind, speed, and simplicity—built on over three decades of insurance industry expertise. Your risk, your strategy, our platform.