Each cell is ring-fenced, meaning its assets and liabilities are legally separated from other cells and the core.
This ensures risk isolation and protects your business from external exposures.
An Insurance Broker Protected Cell Company (PCC) is a type of Protected Cell Company (PCC) specifically licensed to carry out insurance broking activities. It combines the flexibility of the PCC structure with the regulatory permissions of an insurance broker, offering a unique platform for intermediaries to operate efficiently and expand internationally.
Jatco Insurance Brokers PCC Ltd
Jatco Insurance Brokers PCC Ltd is a Malta-based Protected Cell Company (PCC) licensed to operate as an insurance broker, combining regulatory strength with structural flexibility.
Through this innovative model, Jatco empowers brokers, businesses, and investors to launch their own ring-fenced “cells” under its umbrella, giving them access to the EU insurance market with reduced setup costs and enhanced speed to market.
Each cell benefits from:
- Independent Operations: Assets and liabilities are legally separated from other cells and the core.
- Regulatory Efficiency: Operates under Jatco’s existing broking license, avoiding the need for separate licensing.
- Lloyd’s Access: Jatco’s Lloyd’s broker status offers qualified cell owners a unique pathway to place EU business with Lloyd’s, provided they hold Lloyd’s broker approval in a non-EU jurisdiction.
With Jatco, launching or expanding an insurance broking business in the EU becomes faster, simpler, and smarter.
The PCC Structure
Benefits of a PCC Broker
Legal & Financial Protection
Regulatory Efficiency
Benefit from Jatco’s long-standing relationship with the Malta Financial Services Authority (MFSA), streamlining the application process.
Lloyd’s Market Access
As a Broker at Lloyd’s, Jatco enables qualified cell owners to place EU business with Lloyd’s, provided they already hold Lloyd’s broker status in a non-EU jurisdiction.
Cost Savings
- No need to incorporate a separate legal entity.
- Shared infrastructure and overheads reduce operational costs.
- Capital requirements are tailored to the cell’s specific risk profile.
Speed to Market
- Launch your cell quickly using Jatco’s established framework.
- Ideal for brokers seeking fast EU entry post-Brexit or testing new business models.
Expert Support
- Leverage Jatco’s decades of experience in insurance distribution since 1987.
- Focus on building your business while Jatco handles the compliance, governance, and infrastructure.