Lloyd’s Coverholder

A Lloyd’s Coverholder is an approved entity that operates under delegated authority from Lloyd’s to underwrite insurance business on their behalf. This arrangement allows Coverholders to issue policies, collect premiums, and manage claims, all while adhering to strict standards set by Lloyd’s. It enables localised access to Lloyd’s global insurance expertise, offering clients tailored solutions backed by the strength and reputation of the Lloyd’s market.
Following in the footsteps of its parent company Jatco Insurance Managers PCC Ltd also went through the rigours and stringent vetting process to become a Lloyd’s Coverholder which is a prestigious accreditation.

Jatco Insurance Managers PCC Ltd, a Malta-based Protected Cell Company licensed and regulated by the Malta Financial Services Authority (MFSA) and a Lloyd’s coverholder, offers a strategic gateway for non-EU Lloyd’s Coverholders seeking to underwrite business within the European Union / European Economic Area. As an approved Lloyd’s Coverholder, Jatco combines regulatory credibility with operational flexibility, making it the ideal partner for international firms ready to grow their footprint in Europe.

Non-EU Lloyd’s Coverholders can establish a cell under Jatco Manager’s PCC structure. The cell would be able to apply to become a Lloyd’s Coverholder to be able to manage Coverholder Appointment Agreements with Lloyd’s Insurance Company S.A., Lloyd’s EU-based subsidiary.

Jatco Insurance Managers PCC Ltd provides full insurance management services, including regulatory reporting, governance, compliance oversight, and administrative support. Each cell operates with legal segregation of assets and liabilities, ensuring protection and autonomy for cell owners. With Malta’s robust regulatory framework and Jatco’s deep expertise, Coverholders can focus on managing their portfolio while we handle the rest.

Whether you’re looking to expand your product offering, serve European clients, or diversify your underwriting portfolio, Jatco offers a proven platform to make it happen. Partnering with us means gaining access to Lloyd’s EU infrastructure,